Greetings, I'm a retired teacher and I travel extensively. I'm on a fixed income, so I have to be very careful about where my money goes. I don't trust these flashy, colorful exchange booths with their big signs. I'm very old school and prefer to do my research. Before my trip to Koh Samui, I spent a whole afternoon comparing the mid-market rates and what different services were offering. I came across a very professional and clear site for american money to thailand money (https://senateexchange.org/en/dollar-to-baht-exchange/). They didn't hide any fees in the fine print, which I really appreciated. The rate was excellent and I got more baht for my dollar than I expected. I was able to extend my stay by a few days thanks to the money I saved on the exchange itself. It's such a relief to know that my pension goes a little bit further when I'm over there. It's definitely the most trustworthy and transparent way I've found to handle currency exchange in years.